Industrial All Risk Insurance

HTC has surveyed various companies for "Industrial All Risk Insurance". It basically covers damages to all types of fixed assets from all unforeseen circumstances except for those defined in “Exclusions”. It also compensates for any loss of revenue or profits following a physical damage to the fixed assets. The risks generally included are:

Fire
Explosions
Natural Calamities like floods, storms of all kinds, Earthquake, Landslides, Rockslides, Land Subsidence
Riot & Strikes
Malicious Damages
Machinery Breakdown
Boiler Explosion
Breakdown of electronic equipment
Loss of revenue due to any of the risks mentioned above